Contract and Outsourced Loan Processing for Mortgage Loan Officers and Mortgage Brokers

SPECIALIZING IN FHA and VA Loans AND the new 2010 Good Faith Estimate
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16 YEARS AS A MORTGAGE LOAN PROCESSOR
 

Processing of Conforming and Non-Conforming Loans

from application to funding:

  • FHA / VA 
  • FHA / VA Streamline
  • USDA
  • FHA 203K
  • Texas Mortgage Lending
  • Conventional
  • Niche
  • Construction

 

More Experience

 

Analyzed property appraisals, and preliminary title reports.

 

Evaluated credit reports to determine credit grade and credit worthiness.

 

Experienced in Correspondent lending.

 

Comprehension of HUD 1 prior to closing.

 

Licensed Loan Officer in the State of Utah

 

Prepared Loan packages according to FHA / VA guidelines and Conforming/Non conforming Underwriting per fannie mae or freddie mac guidelines.

 

Ordering of the following:

  • Verification of employment
  • Verification of deposit / benefit
  • Verification of mortgage and/or rent 
  • Title reports
  • Appraisal reports
  • Payoffs

 

Documentation types:

  • FULL DOC
  • SIVA, SISA
  • NINA 
  • NO DOC

 

Knowledge of AUS: such as:

  • DO
  • DU
  • LP
  • Countrywide Clout 2.0
  • GMAC/RFC Asset wise Direct, 
  • Lender websites and AUS systems

 

 

Education:       Salt Lake Community College:         Business A.S. Degree

Special emphasis in: 

  • Business Math
  • Accounting
  • Business Communications
  • Business Writing
  • Computer Literacy
  • Management
  • Marketing

 

Computer Experience:

  • Microsoft Word
  • Excel, Office
  • Outlook
  • Power point
  • Internet
 

Mortgage Software Experience: 

  • Point
  • Encompass
  • Loan Pro AT SPRINGWATER CAPITAL LLC
  • Genesis
  • Mortgageware
  • Byte